Speak to a licensed agent and save up to $751 a year.

Chat with our agents for a FREE quote
(833) 245-0614 TTY 711

Find your Perfect Medicare Supplement Plan in 2 Minutes

We are the leading experts on Medicare, helping you compare 2023 Medigap rates from 45 carriers & plans in your area.

Please enable JavaScript in your browser to complete this form.

How It Works

1. Enter Your Zip Code

The number of plans and your rates vary by your specific location. This helps us locate all of the plans in your geographic area. 

Please enable JavaScript in your browser to complete this form.

2. Tell us about yourself

Factors such as age, gender, zip code, and tobacco use play into the variable costs of your Medicare Supplement. Entering this information assists us in locating the best plan for you.

3. See the top plans online

Our online platform will use your information to show you the best plans online. It’s a free service, available to anyone eligible or enrolled in Medicare.


medicare supplement

Medicare Supplement

Between coinsurance, copays, and deductibles, costs can add up quickly, even with Original Medicare coverage. That’s where a Medicare Supplement plan comes in. Also known as Medigap, this private health insurance policy takes care of everything that isn’t covered by Medicare Parts A and B. Close the gaps in your coverage with a Medicare Supplement plan.

Prescription Drug Coverage

Medicare Part D provides coverage for prescription drugs. This is an important piece of the coverage puzzle. In fact, more than 45 million Americans with Original Medicare coverage are also enrolled in Medicare Part D. Just like Medicare Parts A and B, you must sign up for Medicare Part D during the Initial Enrollment Period to avoid penalties. This plan is highly recommended for all patients who do not already have prescription coverage through a Medicare Advantage plan, as well as for the small number of Part C patients without prescription coverage.

prescription drug coverage

Part A

Part A is a primary component of Original Medicare. Part A refers to hospital insurance and includes coverage for inpatient hospital care, skilled nursing facility care, home health care, mental health care, hospice care and more. Part A covers the main costs of your hospital stay including your room, nursing typically covers up to 80% of the Medicare-approved amount, as well as benefits like rehabilitation, social services, dietary counseling, ambulance transportation, and more.

Part B

Part B is a primary component of Original Medicare. Part B refers to your general medical coverage, and includes any treatment deemed “reasonable and necessary” by your physician. With Medicare Part B, approximately 95% of all claims are paid, including doctor’s office visits, outpatient care, home health care, preventative screening, mental health treatment, durable medial equipment and more. Part B is also important for covering serious hospital expenses like surgery, diagnostic imaging, chemotherapy, and more.

Why Medigap Coverage.com?

Trusted Insurance Companies

Through MedigapCoverage.com, you can compare and shop Medicare Supplement plans and prices from our network of the top 45 TRUSTED insurance companies.

Top Rated

We have helped serve 250,000 clients since 2018. MedigapCoverage.com has been ranked inside the top 3 on leading Medicare Supplement comparison websites.

Licensed Agents

Compare rates online or give us a call. Our team of licensed agents will help you compare over 45 of the top trusted carriers to find the right plan for you health and buget.

Why Our Customers Love Us

Comforting Experience
Comforting Experience
Eric D, Comfortably enrolled in Plan F
Read More
"I had done so much research online. After I got an online quote, I called the number and [agent] was so helpful. It was comforting knowing I was making the right decision and enrolled seamlessly."
Saved $643 by switching
Saved $643 by switching
Janet R, Saved $643 a year online
Read More
"Filled out the form online and I got an instant quote. I was paying so much for a plan F my local agent sold me. I saw my choice of plans online and saved $643 a year by switching to a plan G."
Very friendly agents
Very friendly agents
Robert S, Loved our friendly team
Read More
"Very friendly people to work with. [agent] didn't rush me and talked me through my options for my budget. I bought a plan G from one of their highly rated insurers. It's so easy, give them a try!"

We Include our Online Medigap Seminar
with your Medicare Supplement Quote

medigap quote

Aggregate Online Medigap Quote

Fill out the form above to instantly receive an aggregate online quote from 45 carriers. 

Seminar Expertly Lead with Panelists

  • Learn how the parts of original Medicare work.
  • Understand your enrollment and plan options. 
  • Discover new Medicare changes and trends. 
  • Uncover the resources you need to choose the right coverage.

2023 Medicare Supplement Plans

Medicare Supplement​

Between coinsurance, copays, and deductibles, costs can add up quickly, even with Original Medicare coverage. That’s where a Medicare Supplement plan comes in. 

Mediap Plans

47 states are licensed to sell Medigap policies. There are 10 standardized plans identified by the letters A, B, C, D, F, G, J, K, L, M, and N (A, E, H and I are no longer offered).

Medigap Plan Costs

Medigap policy pricing is based on a rating system, which calculates premiums. Carriers can also factor in age, gender, location, and tobacco use in setting premium levels. 

Don't fill out just any quote form or be redirected to a call center.

Get an online quote & learn what your options are first. Optionally, engage with an expert agent on your 2023 Medicare options, including Original Medicare, Medigap & Plans A-N.


  • Best overall Medicare supplement for new enrollees: Plan G.
  • Best overall Medicare supplement before 2020: Plan F.
  • Best low cost Medicare supplement: Plan K.
  • Best alternative to Plan G Medicare supplement: Plan N.

Learn more

Medicare Supplement policies are private health insurance designed to cover gaps in Original Medicare. They are also known as Medigap plans. These take care of costs such as copays, coinsurance, and deductibles which can become expensive if you need regular care from a doctor or hospital. If you need medical care while traveling outside the U.S., you can buy Medigap policies to help cover those costs. As a supplement to Original Medicare, you’re required to have Part A and Part B before you canget a Medigap policy. This way, Medicare is responsible for the Medicare-approved costs of the covered care, and the remainder is covered by your Medigap plan.

Learn more

Optimal coverage comes with higher costs, making Plan F the most expensive Medigap plan. Plan F is known as “first-dollar coverage” and it takes care of everything provided during a doctor or hospital visit. Your only responsibility is for dental, vision, medications, and equipment, such as hearing aids.
The Federal government ended the Plan F option for new enrollees last year to keep the healthcare system from being overused by patients who had their deductibles covered. The next best coverage after Plan F is Plan G.
Medigap Plan G offers every advantage of Plan F except for the deductible, which you have to cover. Because it isn’t as comprehensive as Plan F, Plan G is more affordable.
For people who don’t go to the doctor often, Plan K is worth considering. It is the most affordable because it provides just 50% of Medicare Part B coinsurance, the Part A deductible, blood, skilled nursing, and Part A hospice costs. For comparison, Plan G and others offer full coverage of these expenses, and more.
It’s hard to argue against plans which cut your traditional Medicare costs. For most people, having the extra coverage these supplemental plans provide is common sense, unless they want the specific features of a Medicare Advantage plan.
Most people would benefit from not having to pay out-of-pocket to stay healthy. Medicare supplement insurance or a Medicare Advantage plan offer vital savings now, but are indispensable should a catastrophic health issue occur.
Of the 10 Medicare-approved Medigap plans, Plan G and Plan N are the most popular. Plan F is no longer available to new Medicare enrollees as of 2020, but it is still popular among people who bought this plan prior to 2020.
  • Plan F$128–$342
  • Plan F (high deductible)$22–$88
  • Plan G$106–$325
  • Plan G (high deductible)$29–$58

Learn more

Before getting a Medicare supplement plan, you need to be enrolled in Medicare Part A (hospital insurance) and Part B (medical insurance). People with Medicare Advantage Plans who want to go back to Original Medicare can buy a Medigap policy prior to switching.
The security of having lower or no out-of-pocket healthcare costs can offset the premiums you’ll have to pay for whichever Medigap plan you choose, which vary depending on the benefits offered.
The national average cost for Medicare Supplement Plan F is $1,824annually, which is $152/month; Medigap Plan G will cost you around $143 per month.
Since Plan F was discontinued for new enrollees as of 2020, Plan G offers the most coverage for people 65 and older. It has a lower premium than Plan F and duplicates its benefits, except for the Part B deductible.
It depends on your specific needs, but for most people a Medigap plan is very useful in supplementing the coverage of Medicare Part A and Part B. A Medicare Advantage plan is an affordable way to get healthcare coverage not offered by Original Medicare.
Historically, Plan F has been the most popular because it covers all the out-of-pocket costs Medicare does’t pay for. This includes the 15% extra charge billed by providers who do not take Medicare as full payment.
Since January 1, 2006, no Medigap policy came with prescription drug coverage. You have two options to get covered, enrolling in either a Medicare Prescription Drug Plan (Part D) or a Medicare Advantage plan.

Have a Question? We've Got You Covered.

Please enable JavaScript in your browser to complete this form.

Get a Free, No Obligation Quote in Your Area

Please enable JavaScript in your browser to complete this form.